By Gail MarksJarvis Jul 07, 2017 10.25 AM If you are in default on your student loans — meaning you've failed to pay your loans for 360 days — you consolidating defaulted student loans have options, and it's worth it to try to remedy the situation. Getty Images If you've defaulted on your student loans and are hiding from calls from debt collectors, your future doesn't have to remain bleak. True, being in default is not a good situation. Taking action to get student loan relief before slipping far behind consolidating defaulted student loans student loan payments would studet been a much better route. Advertisement But if you are in default — meaning you've failed to pay your loans for 360 days — you do have options, and it's worth it to try to remedy the situation.
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The American Enterprise Institute reported that 70 percent of borrowers who defaulted on their loans got out of default within five years time. Rehabilitation and consolidation each have their own pros and cons that you should consider before working to get out of default. Get the Free Student Loan Calculator Student Loan Rehabilitation Student loan rehabilitation essentially means getting your student loans in good standing.
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